- $100.00 minimum opening balance
- $5.00 monthly service charge (if balance falls below $100.00) *
- Interest is compounded daily and paid monthly **
- $100.00 minimum balance to earn interest
- Easy access ATM card (must maintain a $25.00 minimum to use ATM Card)
- Online Banking
- Direct deposit
- ATM Card
- No transaction fee at Universal Bank or Allpoint ATM’s
* Minimum balance is required or compensating balance of $10,000.00 in any other Universal Bank account to avoid monthly service charge.
** Refer to this RATE SHEET for current rates.