Basic Interest Checking
- $500.00 minimum opening balance
- $25.00 a month service charge if balance falls below $1,500*
- No interest if balance drops below $2,500**
- No transaction fees at Universal Bank or Allpoint ATM’s
- Online Banking with Bill Pay
- Direct deposit
- 24/7 TouchTone Teller
- Visa Debit Card or ATM Card
- Unlimited check writing
* Minimum balance is required or compensating balance of $10,000.00 in any other Universal Bank account to avoid monthly service charge.
** Refer to this RATE SHEET for current rates.
Community Checking
- $50 Opening balance
- $15.00 monthly service charge if monthly daily balance falls below $500*
- Non-interest bearing
- Mobile Banking with E-Statements
- Bill Pay
- Zelle
- Unlimited check writing
- 24/7 TouchTone Teller
- Visa Debit Card
- No transaction fees at Universal Bank or Allpoint ATM’s.
* Minimum balance is required or compensating balance of $10,000.00 in any other Universal Bank account to avoid monthly service charge.
Foothill Unity Center Checking Account
- $1,500.00 minimum opening balance
- $25.00 monthly service charge (if monthly average balance falls below $1,500.00) *
- No interest earned if balance drops below $1,500.00 *
- Tiered Rate
- Online Banking / Mobile Banking
- Bill Pay
- Zelle™ (A great way to send money to friends and family)
- 24/7 TouchTone Teller
- Visa Debit Card
- No transaction fees at Universal Bank, Allpoint ATM’s and all Citibank® branch ATM’s
* Minimum balance is required or compensating balance of $10,000.00 in any other Universal Bank account relationship to avoid monthly service charge.
***Click Here for Additional Campaign Information***