Universal Bank | Checking

Basic Interest Checking

$500.00 minimum opening balance
$25.00 a month service charge if balance falls below $1,500^*
No interest if balance drops below $2,500^**
No transaction fees at Universal Bank or Allpoint ATM’s
Online Banking with Bill Pay
Direct deposit
24/7 TouchTone Teller
Visa Debit Card or ATM Card
Unlimited check writing

* Minimum balance is required or compensating balance of $10,000.00 in any other Universal Bank account to avoid monthly service charge.
** Refer to this RATE SHEET for current rates.

Community Checking

$50 Opening balance
$15.00 monthly service charge if monthly daily balance falls below $500*
Non-interest bearing
Mobile Banking with E-Statements
Bill Pay
Zelle
Unlimited check writing
24/7 TouchTone Teller
Visa Debit Card
No transaction fees at Universal Bank or Allpoint ATM’s.

* Minimum balance is required or compensating balance of $10,000.00 in any other Universal Bank account to avoid monthly service charge.

Foothill Unity Center Checking Account

$1,500.00 minimum opening balance
$25.00 monthly service charge (if monthly average balance falls below $1,500.00) *
No interest earned if balance drops below $1,500.00 *
Tiered Rate
Online Banking / Mobile Banking
Bill Pay
Zelle™ (A great way to send money to friends and family)
24/7 TouchTone Teller
Visa Debit Card
No transaction fees at Universal Bank, Allpoint ATM’s and all Citibank® branch ATM’s

* Minimum balance is required or compensating balance of $10,000.00 in any other Universal Bank account relationship to avoid monthly service charge.

***Click Here for Additional Campaign Information***

Personal Accounts

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