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Business Checking

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Business Basic Checking

  • $1,500.00 minimum opening balance
  • $20.00 monthly service charge (if balance falls below $1,500.00) *
  • Unlimited check writing
  • Complimentary wallet style corporate checks (first order only)
  • VISA Debit Card or ATM Card
  • No transaction fees at Universal Bank or Allpoint ATM’s
  • Qualifies for Commercial Account Analysis

* Minimum balance is required or compensating balance of $1,500.00 in any other Universal Bank account to avoid monthly service charge.

Business Interest Checking

(Designed to meet the needs of Sole Proprietors and Non-Profit Organizations)

  • $1,500.00 minimum opening balance
  • $25.00 monthly service charge (if balance falls below $2,500.00) *
  • Up to 25 checks and 10 deposits per statement cycle with NO FEE
  • VISA Debit Card or ATM Card
  • No transaction fees at Universal Bank or Allpoint ATM’s
  • Interest bearing–interest compounded daily and paid monthly **

Based on activity, all Business Accounts are subject to be placed under analysis. A fee will be charged for Account Analysis. Please refer to our Schedule and Fees for more information.

* Minimum balance is required or compensating balance of $10,000.00 in any other Universal Bank account to avoid monthly service charge.
** No interest is earned if balance drops below $100.00. Refer to RATE SHEET for current rate

Corporate Hours & Info

3455 Nogales St. Floor #2
West Covina, CA 91792
(626) 854-2818
Monday – Friday: 8:30am-5:30pm
Saturday – Sunday: Closed

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