Presenting products and services that are right for you.

Personal Banking

We offer a wide variety of personal checking products to help you meet your financial needs!

Business Banking

Universal Bank offers a variety of business accounts to meet your business and financial needs.

Commercial Loans

Our Commercial Lending Group will help you select from a wide range of credit alternatives.

Online Banking

View your account balance, account activity and transfer funds between your Universal Bank accounts.


Download the Universal Bank Mobile app and simplify your banking. Discover a quick, simple, and convenient way to take command of your bank account all on your mobile phone.

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Google Play Button for Universal Bank Mobile App

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Universal Bank Mobile App. Mobile banking for Apple and Android.

COVID-19 Response:


The health and safety of our customers and employees is our top priority. Due to growing concerns about COVID-19, we have temporarily adjusted our branch hours. To view our updated hours, please go to Locations and Hours.

We are complying with the Centers for Disease Control (CDC) recommendation to minimize the number of people in one place at any given time. Therefore, our security personnel will allow 1 – 2 customers to enter the branch at a time during the COVID-19 “social distancing” reinforcement period.  Customers and employees are encouraged to stand a healthy distance (at least 6 feet) away from each other whenever possible. The CDC is additionally advising the use of face coverings to slow the spread of the virus. Customers without a face covering or showing signs of COVID-19 symptoms will be requested to leave the premises.

And as new developments emerge, we will share information with you about how we continue to operate safely and effectively and assist all our clients at Thank you for your continued trust in Universal Bank.