- $100.00 minimum opening balance
- $5.00 monthly service charge (if balance falls below $100.00) *
- Interest is compounded daily and paid monthly **
- $100.00 Minimum Balance to Earn Interest
- ATM Card
- Easy access ATM card (must maintain a $25.00 minimum to use ATM Card)
- Unlimited deposits and withdrawals at Universal Bank ATM’s.
- No transaction fee at Universal Bank or Allpoint ATM’s
*Minimum balance is required or compensating balance of $10,000.00 in any other Universal Bank account to avoid monthly service charge.