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- $100.00 minimum opening balance
- $5.00 monthly service charge (if balance falls below $100.00) *
- Interest is compounded daily and paid monthly **
- $100.00 minimum balance to earn interest
- Easy access ATM card (must maintain a $25.00 minimum to use ATM Card)
- Transaction limits apply
- Online Banking
- Direct deposit
- Free ATM Card
- No transaction fee at Universal Bank or Allpoint ATM's
Please refer to our Schedule and Fees for more information.
* Minimum balance is required or compensating balance of $10,000.00 in any other Universal Bank account to avoid monthly service charge.
** Refer to Rate Sheet for current rate.