Money Market Accounts

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Learn more about these products by speaking with one of our Money Market product experts today or downloading our Personal Product Guide. Call, or contact us by completing our Secure Contact Form. We will respond promptly.

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Money Market Checking Account

  • $100.00 minimum opening balance
  • $15.00 monthly service charge (if balance falls below $2,500.00) *
  • Free ATM check card
  • No transaction fees at Universal Bank or Allpoint ATM’s
  • Transaction limits apply**
  • Interest Bearing – Interest compounded daily and paid monthly***
  • $1,000.00 minimum balance to earn interest
  • 24/7 TouchTone Teller
  • Online Banking
  • Direct deposit
  • Access to Allpoint nationwide ATM network
Please review our Schedule and Fees  for applicable fees.
*Monthly service charge waived with compensating balance of $10,000 in any other account.
** Deposits/withdrawals allowed. Limited transfers allowed up to 6 per statement cycle.
*** Refer to Rate Sheet for current rate

Money Market Savings Account

  • $100.00 minimum opening balance
  • $1.50 monthly service charge (if balance falls below $200.00) *
  • Interest is compounded daily and paid monthly **
  • No interest is earned if balance falls below $1,000.00
  • Transaction limits apply
  • Online Banking
  • Direct deposit
  • Free ATM Card
  • No transaction fee at Univeral Bank or Allpoint ATM's
Please refer to our Schedule and Fees for more information
* Minimum balance is required or compensating balance of $10,000.00 in any other Universal Bank account to avoid monthly service charge.
** Tiered Interest Rates. Refer to Rate Sheet for current rate.
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