Individual Retirement Account (IRA)

Get Started

Learn more about these products by speaking with one of our IRA product experts today or downloading our Personal Product Guide. Call, or contact us by completing our Secure Contact Form. We will respond promptly.

Download Personal Product Guide Call Us Send us a Message

Plan for your future, open a Universal Bank IRA today! Which IRA is right for you?

We offer traditional retirement accounts which earn tax-deferred interest (please consult your tax advisor). These accounts are subject to IRS rules governing IRAs. We offer both Traditional IRAs and ROTH IRAs.

IRA accounts are separately insured up to the maximum allowed by the FDIC.

Please review our Schedule and Fees for applicable fees.
* Tiered Interest Rates. Refer to Rate Sheet for current rate
Go to top

Personalization Settings



Universal Bank would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to the web server.

Please do not remind again