Savings
ATM Savings
- $5.00 monthly service charge (if balance falls below $100.00) *
- $100.00 minimum opening balance
- Interest is compounded daily and paid monthly **
- $100.00 minimum balance to earn interest
- Easy access ATM card (must maintain a $25.00 minimum to use ATM Card)
- Access to Allpoint network
- Online Banking with Bill Pay
- Direct deposit
- Access to Allpoint nationwide ATM network
Money Market Savings Account
- $1.50 monthly service charge (if balance falls below $100.00) *
- $100.00 minimum opening balance
- Interest is compounded daily and paid monthly **
- $200.00 minimum balance to avoid monthly service charge
- Transaction limits apply *
- Online Banking with Bill Pay
- Direct deposit
- Access to Allpoint nationwide ATM network
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* Minimum balance is required or compensating balance of $10,000.00 in any other Universal Bank account to avoid monthly service charge.
** Tiered Interest Rates. Refer to Rate Sheet for current rate