Residential Real Estate Loans

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Universal Bank now has a residential mortgage loan division to better serve you! Whether you are a first-time homebuyer or you are looking to refinance your home (single-family residence,  2-4 unit property, or condominium), we are here to meet your needs.


• The right solutions to help you accomplish your homeownership goals

• Common sense underwriting to give you a fair chance for approval*

• Your Residential Mortgage Loan Officer is ready to serve you


*Borrower must submit complete information and documentation for review and approval. Not all applicants will qualify. Minimum credit scores and other credit, income, and collateral requirements may apply. Owner-occupied properties only. Maximum loan amounts may apply. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. © 2015 Universal Bank, Member FDIC. All rights reserved. Equal Housing Lender.

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