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Young Savers Account

Personal Banking

Universal Bank is not only your best alternative for home loans, we are here to offer a full range of products to fit all of your financial needs.

Certificates of Deposit (CD)

All of our CDs allow you to lock in a great rate with a variety of terms to meet your needs.

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Money Market Accounts

Our safe, FDIC-insured Money Market accounts provide you with limited check access and the ability to earn a competitive rate. Choose from our exclusive Money Market Checking or Money Market Savings accounts.

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Savings Accounts

Let us help you reach your savings goals faster with a Universal Bank Savings account. 

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Individual Retirement Accounts (IRA)

Our IRAs offer the perfect savings choice whether you are just starting to save for retirement or have many years of savings accumulated.  Call one of our knowledgeable Retirement Account Specialists to help you choose the right IRA for you.

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Current Rates

Rate Sheet