Access ID
   
1st Time User
Forgot Password?
IRA

Hold your future in your hands, open an IRA account!

Universal Bank offers all kinds of IRA at your choices:
  • Contributory IRA
  • Rollover IRA
  • Roth IRA
  • Spousal IRA
  • Education IRA

- Minimum opening balance is $100.00, and may be subject to change according to the account type.

- 18 Month Term

- Annual Fee per IRA or SEP plan is $15.00

- Outgoing Transfer Fee (per occurrence) is $15.00.

- Distribution Fee (per occurrence) is $15.00.

- Periodic Distribution Yearly Fee is $10.00 (excludes age 70 ½ mandatory distributions).

- Please see disclosure for more details.