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Business Banking

Young Savers Account

Checking

Universal Bank offers a variety of checking accounts to meet your personal and financial needs.  We offer VIP Checking and Community Checking. 

Which checking account works best for you?

VIP Checking

  • $500.00 minimum opening balance
  • Free wallet style standard checks (first order only)
  • No interest if balance drops below $2,500
  • $25.00 a month service charge if balance falls below $1,500*
  • NO transaction fees at Universal Bank or Allpoint ATM’s
  • Online Banking with Bill Pay
  • Direct deposit
  • Access to Allpoint nationwide ATM network
  • 24/7 TouchTone Teller

Community Checking

  • $50 Opening balance
  • No minimum balance required
  • None-interest bearing
  • Unlimited check writing
  • Online Banking with Bill Pay
  • Direct deposit
  • Access to Allpoint nationwide ATM network
  • 24/7 TouchTone Teller

Download a copy of our Personal Product Guide.

Learn more about these products by speaking with one of our Checking product experts today.

Call, or contact us by completing our Secure Contact Form.  We will respond promptly.

Get Started! 

 

*Monthly service charge waived with compensating balance of $10,000 in any other account.