Certificate of Deposits
Certificates of Deposit (CD)
Open a CD with as little as $1,000.00. Terms range from 30 Days to 3 Years. Any Universal Bank CD may qualify as an IRA.
- No monthly service charge
- Interest is compounded daily and paid monthly
- Penalty-free withdrawal at maturity *
- Tiered interest rates **
Download a copy of our Personal Product Guide.
Please review our Schedule of Fees for applicable fees.
Learn more about these products by speaking with one of our Deposits product experts today.
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*Please refer to the Deposit Account Agreement for withdrawal and transaction limits. Penalty for early withdrawal of CD principal applies unless allowed by account type.
** Tiered Interest Rates. Refer to Rate Sheet for current rate