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Certificates of Deposit

Interest compounds daily when you choose to purchase any of Universal Bank’s high–yielding interest bearing certificates of deposit. Make your CD account as flexible as you like. You decide the amount to invest and the length of term will determine your ultimate rate. Your funds grow steadily and safely with all deposits insured up to $100,000.00 by the FDIC.

Interest Rate
The interest rate varies with opening balance and account term. Please refer to our Rates sheet for current rates.

Rate Tiers

  • $1,000.00 - $9,999.99
  • $10,000.00 - $24,999.99
  • $25,000.00 - $49,999.99
  • $50,000.00 - $99,999.99

Deposits upon opening account

Terms

  • 30 Day
  • 60 Day
  • 90 Day
  • 180 Day
  • 6 Month
  • 1 Year
  • 2 Year
  • 3 Year


CD Builder

Purchase a Universal Bank CD Builder with as little s a $100.00. A UB CD Builder allows you to make deposits into the account for the length of the term. You may withdrawal the interest earned on the account without fees or penalties applied.


Universal Bank also offers Jumbo CD’s ($100,000.00 +) from 30 day to 3 year terms. Contact us for more information.