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For over 55 years, Universal Bank has been dedicated to the commitment of serving our local communities.  Universal Bank provides the range of products and services you would expect from a major bank, combined with the added personal attention and excellent service of a community bank.

We are here to serve you in our branches, on the phone or online.

In the Branch

Universal Bank offers you six convenient locations across Southern California to better help you meet your financial needs.  Whether you’re in the need for a checking account or looking to buy a home, a Universal Bank representative will help you through the process. With ATM’s at most locations, you will have easy access to your money when you need it.

On the Phone

The 24/7 TouchTone Teller feature provides automated account information and access to your money; 24 hours a day, 7 days a week.


Universal Bank has made it easier than ever to conduct your banking business at a time and place that is convenient for you.  With Universal Bank’s new Online Banking service, you can transfer money between accounts, view your account history, make loan payments and more!

Universal Bank has also partnered with other third party providers to bring the benefits of their services to our customers, such as providing surcharge free ATM’s nationwide through the Allpoint Network and offering all the benefits of a VISA® Credit Card through Élan. Whatever your needs may be, Universal Bank can help.

It's a pleasure to serve you.

How may we help you today?